Asseco Cards is a universal system enabling the bank to manage payment cards issued for both individual and corporate clients.
The system provides support for personalized and non-personalized cards, as well as for all debit, credit and charge cards. Asseco Cards is dedicated for VISA and MasterCard products. The system supports all processes involved in the handling of payment cards throughout their entire lifecycle (generation of new cards, issuing duplicates or renewal of existing cards, updating of cardholder data, processing and settlement of transactions).
- Keeping a register of personal data of cardholders
- Registration of payment card requests, preparation of data for the issuance of cards
- Renewal of payment cards
- Updating of cardholder data
Authentication of transactions in real time
- Immediate authorization of client card operations in the bank’s transaction system
Processing of card transactions
- Settlement of card originated transactions
- Charging of fees and commissions
Interaction with multiple Authorization Centers Compliance with ISO 8583 and support for file interfaces to:
- Danube Pay, First Data Polska, BZ-WBK, TREVICA
Authentication of card transactions in real time
Authorization of the payment amount in the bank’s transaction system based on funds available in the client’s account.
Increased customer satisfaction
Instant access to funds held in the client’s account linked with the card.
Mitigation of the bank’s operational risk
Minimizing the risk of allowing transactions without sufficient funds available in customer accounts.
Management of card products
Ability to define a variety of card products.
Complete freedom in defining the table of fees and commissions
Advanced mechanism for charging fees and commissions enabling the bank to implement the adopted commissions policy.
|Programming languages and main frameworks|| |
|Application servers||Oracle Forms and Reports Server|
|Database||Oracle Database Enterprise Edition|
|API Servers||Oracle WebLogic Server, IBM Websphere|
|Integration standard||Web Service, File|
|Web browsers supported||Internet Explorer|
If you have questions or you want to see the entire solutions in the Banking sector, send inquiry. We will contact you within 24 hours.