Risk & compliance
Asseco Authority Requests and Data Services
Asseco Authority Requests and Data Services (Asseco ARS) is a system for handling data exchange and providing services in relation to the Regulators of the banking market.
The system works with the Ognivo, STIR and CI modules, enabling the exchange of data on bank accountowners, messages related to implementation of debt and administrative enforcements, obligatory reporting to KAS, and account blocking both for KAS administrative decisions and for attachment by writ of execution.
"We are ready to change the regulations in the area of SINF, which will be used from May 2023 in the application of reports to banks".
Key functionalities
Attachment by writ of execution module
- Automatic recalculation of KWZ and accrual of interest
- Support for all types of electronic debt enforcement letters
- Automatic processing of recurring debt collections like annuities or alimonies
- Automatic handling of blockades and other debt enforcement instructions
- Archiving evidence of electronic letters
- Automatic resolution of debt collection coincidences
Central Information handling module
- Fully automatic process of execution of inquiries addressed to the Bank
Identification of customers and accounts, constructing answers - Automatic verification of customers’ files
Identification of files of deceased persons, identifiable accounts - Handling inquiries addressed to other system participants
Managing the process of obtaining information from CI - the ability to create inquiries - Providing Bank’s customers with legal services required by law
Meeting statutory requirements and ensuring efficient process handling mechanisms
Inquiry about debtors’ accounts module
- Handling of inquiries from authorities
In the field of keeping accounts for indicated debtors - Effective document management
Automatic inquiry handling and documentary evidence archiving of electronic documents - Handling of inquiries from the system participants
Managing the process of obtaining the information required to provide a response - Providing Bank’s customers with legal services required by law
Meeting statutory requirements and ensuring efficient process handling mechanisms
STIR module
- Reporting customers and accounts
The mechanism of reporting customers, accounts and process management of feedback from KIR regarding the level of customer assessment and errors in the reported data - Reporting transactions and balances
Management of all types of KAS reports, including files, receipts, deposits, transactions, customer’s logins and instructions sent by them to blocked accounts - Handling instructions and requests
Requests including the obligations to implement blockades and exemptions, as well as providing information to the Head of KAS - Handling customer risk assessment
Providing access to assessment information on risk in operational processes each time a relationship is established with the Customer
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