Effective data exchange with authorized entities
Asseco Authority Requests and Data Services (Asseco ARS) is a tool for data exchange between banks and other entities authorized to obtain information about customer accounts. It closely integrates with the bank's trading platform. It allows handling queries from the systems of the Krajowa Izba Rozliczeniowa [National Clearing House — KIR] (Ognivo and Central Information on Bank Accounts) and the National Revenue Administration STIR. It facilitates the transmission of messages regarding administrative and debt enforcement proceedings, supports mandatory reporting to the National Revenue Administration (KAS) and allows the handling of account freezes resulting from both KAS administrative decisions and enforcement seizures.
What will your bank gain with Asseco ARS:
Reduction of legal and financial risks
Unattended delivery of orders facilitated through account identification, balance classification, and inflows.
Accelerating response time to an inquiry
Automation of the process of preparing responses for inquiries about debtor and deceased accounts.
Optimization of account handling operations
The tool supports the release of account freezes and enables the gradation of proceedings to include maintenance and pension payment aspects.
Regulatory compliance
Asseco's team of experts continuously develops the solution and ensures its full compliance with current legal regulations
Asseco ARS — effective data exchange with authorized entities
The system supports your bank in four key operational areas:
Debt enforcement
Data transmission to STIR
Inquiries about customer accounts
Central Information handling
Explore the key functionalities of the system
The Enforcement Seizure module automates:
handling of account freezes and enforcement orders, as well as all types of electronic debt enforcement letters,
evidentiary archiving of electronic documents,
settlement of concurrent enforcement orders and processing of cyclical seizures such as those related to maintenance and pension payments,
recalculation of the seizure free amount (SFA) and accrual of interest.
The Central Information (CI) module automates:
the process of handling inquiries to the bank, generating responses, verifying files, and identifying customers and accounts, including deceased individuals,
handling inquiries to other system participants and managing the process of obtaining information from the CI,
making legally required services available to the bank's customers and statutory compliance.
The Debtor Accounts Inquiry module automates:
handling of inquiries from authorized bodies about debtors' accounts,
document management and evidentiary archiving of electronic letters,
handling inquiries from system participants and managing the information acquisition process for generating responses,
making services available to the bank's customers according to applicable regulations.
The STIR module automates:
reporting information on customers, accounts, transactions, balances,
management of all types of KAS reports including records, accounts, deposits, transactions, customer logins and customer submitted instructions for frozen accounts,
handling instructions and requests that include obligations for the implementation of account freezes and the release of funds, as well as providing information to the Head of KAS,
sharing risk assessment information in operational processes whenever a customer relationship is established.
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