Asseco RMS – efficient risk management and monitoring
Asseco Risk Management System (Asseco RMS) supports the work of bank departments responsible for risk management and monitoring. It assists financial institutions in calculating the business values required for prudential reporting and in managing risk from a managerial perspective. Asseco's solution is compliant with regulations governing financial institutions, Basel II and Basel III requirements, covering credit risk, market risk, settlement risk, liquidity parameters, and financial leverage. The system is also compliant with International Accounting Standards (IAS), enabling accurate recognition and measurement of risk levels. Implementing this system directly enhances risk management efficiency.
What do you gain from Asseco RMS?
Discover the benefits that Asseco RMS brings to banks, supporting risk analysts at every stage, including risk identification, assessment, monitoring, and reporting.
Quality
You increase the level of supervision through risk reporting and control.
Efficiency
You act preventively and quickly identify and minimize potential threats.
Performance
It performs quick calculations with increasing data volumes.
Automation
You automate decision-making processes and control actions.
Regulatory compliance
You meet the requirements of Basel II and Basel III, as well as International Accounting Standards.
24/7 Access
You have quick and easy access to the system via a web browser.
What functionalities does the system offer?
Gain support at every stage of risk management.
Learn about the modules of the Asseco RMS System:
Basel module
Enables compliance with the requirements imposed on the financial sector by Basel III regulations regarding management, calculation of capital requirements, and preparation of data for reporting related to:
- credit risk and counterparty credit risk using the standard approach,
- large exposures and concentration risk (LE),
- financial leverage (LEVERAGE),
- market risk (general and specific interest rate risk, foreign exchange risk, settlement risk, general and specific price risk of equity instruments),
- liquidity coverage ratio (LCR),
- net stable funding ratio (NSFR),
- additional liquidity reporting (ALMM).
The module allows for comprehensive management and monitoring of capital requirements. It enables data acquisition and data processing from Asseco MIS. It organizes the acquired data in a model that allows for easy parameterization according to regulatory requirements, up to providing results and reports for further analysis for prudential regulatory reporting (ITS) for EBA.
ALM module
Conducts analyses on interest rate and liquidity risks. Allows for sensitivity measure calculations for specified risks, sensitivity analysis (e.g., data for contractual gap and re-priced gap), and independent valuation of instruments.
VAR module
Calculates the Value at Risk (VaR) using the historical approach for foreign exchange risk and interest rate risk.
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